道路运输承运人责任险制度安排的民法学与社会学分析

从民法的立法精神出发，以道路运输承运人责任保险制度的颁布实施为研究对象，通过理论分析提出承运人责任险制度安排虽然是一种合同行为，体现了民事法律关系与法律救济原则，但其已突破了传统民法的“意思自治”私法范畴，折射了国家干预和“私法的公法化”的法理本质。同时以社会学的视野来看，承运人责任险险种从制度上化解了社会矛盾，维护了社会稳定，体现了风险规避与社会和谐意义。

Analysis of Motor Carrier''s Cargo Liability Insurance Based on Civil Law and Sociology

The characteristics of the legal and institutional system arrangement of motor carrier's cargo liability insurance in terms of civil law theory and practice is analysed.The motor carrier's cargo liability insurance reflects a civil legal relationship and legal compensation relief although in a form of contract and showing the development trend of the combination of private law with the public law as the result of government interference with more consideration of public interests in dealing with the private law and civil relations as well as its significance in risk management and contribution to the establishment of harmonious society.