新一代中铁银通卡在城际铁路的应用研究

目前，我国铁路已经全面推广实施电子客票，为进一步适应城际旅客需要，提供更加智能化、便捷化的出行服务，基于移动支付技术与电子账户应用，充分利用电子客票应用系统和设备，对新一代中铁银通卡应用进行研究。基于简单、适用的“一键开卡、一键充值、一码乘车”原则设计产品功能，研究以二维码为载体的自助验、检、乘车支付的一体化流程。该研究成果已经在部分城际铁路得到应用，效果良好。

Application of new generation of China Railway & Banking Expresspay Card in intercity railway

At present, China's railway has fully promoted the implementation of e-ticket.In order to further meet the needs of intercity passengers and provide more intelligent and convenient travel services, based on mobile payment technology and electronic account application, the application system and equipment of e-ticket were fully utilized to study the application of the new generation of China Railway&Banking Expresspay Card.Based on the simple and applicable principle of "one key to open card, one key to recharge and one code to ride", this paper designed product functions and studied the integrated process of self-service inspection, checking and riding payment with twodimensional code as the carrier.The research results have been applied in some intercity railways with good results.