国外汽车保险面面观

美国——美国的保险公司提供的汽车保险项目繁多．但通常包括四大项：责任保险、碰撞保险、意外保险和保对方无险或保额过低的保险。前三种保险还比较容易理解．第四种则比较有趣。它是指事故责任虽不在自己，但有过失的对方身体受伤．且要么没有保险，要么保险额很低．无法支付部分或全部的治疗费用．所以无责任方必须替他支付。美国汽车保险的计算方法也很复杂。     

海险遭遇挑战

On 3 May 2003,a COSCO cargo carrier “Fu Shan Hai“ collided with a Polish containership in the sea east of Denmark and sank later. It was reported that the insurance premium for M/V “Fu Shan Hai“ is as high as US＄30m. It is the ever large claim case in the marine insurance history of the People‘s Insurance Company of China (PICC). Though PICC launched its emergent compensation procedure and paid 70m yuan (RMB) to COSCO, this is far from enough to fill the hole. The “Fu Shan Hai“ accident gave a hard strike on the marine insurance market, worsening the difficult situation of marine insurance in China. In recent years, we have often heard the calling for making China a “large shipping and shipbuilding nation“, while our marine insurance market has been in stagnancy, which disappoints those insurance tycoons who have been kept waiting for long time.     

铁路保价运输中货物保额不足的原因及对策

分析铁路保价运输货物保额不足的现状,针对产生保价运输货物保额不足的原因,提出加强铁路保价运输的宣传;加强铁路保价运输的管理;强化快速理赔的事故处理原则;强化货运事故责任查询分析的对策。     

内地承保额稳升助港商转战神州

过去一年，金融风暴造成的影响在全球不断扩散，欧美与亚洲各地政府相继推出刺激经济方案，希望尽快走上复苏之路。在环球经济缺乏动力的阴影下，中国内地却有较好的宏观经济表现及稳定增长。香港素有地域优势及健全根基，虽然外围环境仍然存在挑战，但本地整体情况已渐见回稳。