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高校贷款风险控制与防范机制安全
引用本文:李楠.高校贷款风险控制与防范机制安全[J].交通科技与经济,2009,11(4):122-124.
作者姓名:李楠
作者单位:黑龙江工程学院,管理系,黑龙江,哈尔滨,150050
摘    要:高校贷款是高校提高自身综合实力、实现跨越式发展的一种资金筹措方式,但在其运作过程中也存在着一定的贷款管理失控问题和因资金运作不当、负债总额增长速度过快、贷款利息增加、现行会计制度对潜在财务风险反映不充分、用于还贷的资金不足等等所导致的财务风险及其他社会风险。从风险控制与防范的角度提出高校贷款办学财务风险相应的防范与对策措施。

关 键 词:高校贷款  财务风险  风险控制  风险防范

University Loan Risk Control and Guard Discussion
LI Nan.University Loan Risk Control and Guard Discussion[J].Technology & Economy in Areas of Communications,2009,11(4):122-124.
Authors:LI Nan
Institution:Heilongjiang Institute of Technology;Management Institute;Harbin 150050;China
Abstract:The university loan is the university enhances own synthesis strength,to realize the leap frog development one fund raising way,but it also has certain loan administration out of control problem in its operation process and the fund operates,the total liabilities rate of rise to be excessively quickly improper,the loans interest increases,the present accounting system to the latent financial risk to reflect that the financial risk which and other social risks not full,uses in tightness of money which repays...
Keywords:university loan  financial risk  risk control  risk guard
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