论海上保险合同法的基本原则对保赔保险合同的适用

保赔保险合同作为一类特殊的海上保险合同,“相互性”是其基础和灵魂。这种特殊性质决定了海上保险合同法的基本原则在对其适用时呈现出不同的要求和表现形式。具体而言,当事人履行的告知义务内容更为详细,投保主体具有一定的限定性,损失补偿原则适用更为严格,近因原则在某些条件下有所偏离。

The Applicability of the General Principles of Marine Insurance Law to P&I Contract

P&I contract as a special kind of marine insurance contract that the mutuality is its base and spirit. This mutuality determines the general principles which applies to the contract; and it presents different demands and forms. Actually, the party concerned should perform more detailed matters in apprizing obligation. Therefore, the main body of the party is limited; the principle of indemnity application is stricter; and the principle of proximal causal could be deviated when it met with some conditions.