我国农村金融市场的文化导向机制研究

金融文化对以农村社区为载体的农村金融市场创新性发展起着巨大的影响作用。农村社区作为农村金融市场发展的时空载体、文化载体、组织载体,为金融市场的发展提供了重要支撑。作为农村金融市场的发展导向,农村社区承载着新农村金融市场发展的未来走向。现行农村金融市场的和谐发展需要以社区金融文化为依托,从社区发展的角度进行政府主导规制、农民创新发展、社区协调促进、组织创新构建,从而推动新农村金融市场的健康发展,促进农民权益的实现以及新农村社区的和谐发展。

The Cultural Orientation of China's Rural Financial Market

The financial culture plays a significant role in the innovative development of the rural financial market which serves and derives benefits from the rural communities.The space and cultural and organizational background for rural financial market,rural communities provide guidance and form an important prop for the development of the rural financial market.The smooth development of the current rural financial market relies heavily on the financial culture of the rural communities,government supervision from the perspective of community development,innovative development of farmers,harmony of communities and innovative system construction.With these factors in place,the rural financial market will be able to develop smoothly,the rights and interests of farmers will be actualized and the construction of new rural communities will be accomplished.