以动产质押融资为例构建供应链金融风险评价指标体系

以动产质押融资为例对供应链金融风险进行了研究，基于模糊综合法构建了供应链金融风险评价指标体系。采用要素分析法确定债权明晰程度、交易关系稳定性、变现能力、保管要求；经营状况、贷款记录、资产负债率、销售利润率、注册资金；行业地位、资产负债率、销售利润率；监管地点、业务模式、回款账户锁定；区域行业环境、区域信用环境、区域法制环境等18个因素为评价指标，通过层次分析法（AHP）确定了指标权重，与银行、物流企业专家共同确定了指标评价标准。通过实证案例进行了验算，验算结果与事实相符，该指标体系能有效评价供应链风险，为风险防范提供了有效依据。

On Constructing Financial Risk Evaluation Index System of Supply Chain from the Perspective of Movables Pledge Financing

By taking financing of movables pledge as a case study on the supply chain financial risk,this paper establishes the evaluation index system of supply chain finance through fuzzy comprehensive method. Through factor analysis method,the clarity of creditor＆#39;s rights,trading relationship stability,liquidity and the storage re-quirements are determined. Then,the eighteen factors,such as operating conditions,loans,debt to asset ratio, profit rate of sales,registered capital,regulatory sites and so on,are chosen as evaluation indices. Furthermore, the index weight through the analytic hierarchy process（AHP）and the evaluation standard are determined. Ac-cording to the empirical case study,the results prove that the index system can assess supply chain risk effec-tively and provides effective basis for risk prevention.