网上银行安全防范工具可行性探析

随着网络经济的快速发展，越来越多的网络用户开始接触和使用网上银行，网上银行在为我们提供便利服务的同时也存在安全隐患，目前国内各家商业银行采取了不同的网上银行安全防范工具来确保用户的资金安全。用户面对众多的网上银行安全防范工具难以抉择，本文在对国内主流的六种工具逐一介绍的基础上，着重从安全性和经济性两方面进行深层次的探讨，以此来寻找适合不同用户的网上银行安全防范工具。

On the Feasibility of Internet Banking Security Tool

With the rapid development of network economy, a growing number of internet users began contacting and using network banks which provide convenient services, but security problems may arise as well. Nowadays, some domestic commercial banks have taken various internet bank security tools to ensure the safety of users＇ funds. Facing so many bank security tools, internet users may wonder which one to choose. The paper introduces six commonly-used tools in domestic market and tries to figure out the suitable tools for different users through analysis on different tools from the two aspects： security and economy.