基于银企直联的铁路财会信息化建设方案研究

为防范铁路资金支付风险,提升资金管理水平,在对现有资金结算业务需求分析的基础上,提出基于银企直联的铁路财会信息化建设方案。通过研究业务流程、资金结算系统功能及银企直联接口设计,结合工作流、安全加密传输、分布式调度等技术,实现铁路财会资金结算系统和银行系统的有机融合与平滑对接,有效提高资金结算工作的效率,防范资金结算风险。实践表明,该研究实现了对铁路企业各账户资金的按计划监控,可实时反映开户单位账户资金变化,便于资金清算中心对资金进行全面管理,为提升铁路财会信息化建设水平提供支撑。

Railway finance and accounting informatization construction plan based on host-to-host between banks and enterprises

In order to prevent the risk of railway fund payment and improve the level of fund management, with the analysis of existing fund settlement business needs, this paper proposed a railway finance and accounting informatization construction plan based on host-to-host between banks and enterprises, studied the business process, fund settlement system functions, and the design of bank enterprise direct connection interfaces, combined with technologies such as workflow, secure encrypted transmission, and distributed scheduling to implement organic integration and smooth docking between the railway finance and accounting fund settlement system and the banking system, effectively improved the efficiency of fund settlement work and preventing fund settlement risks. The practice has shown that this study has achieved planned monitoring of the funds in various accounts of railway enterprises, which can reflect the changes in the account funds of the account opening unit in real time, facilitate the comprehensive management of funds by the fund clearing center, and provide support for improving the level of railway financial and accounting information construction.